Does AppleCare+ or AppleCare One cover damage, theft, or loss to Hermés bands?

I’ve got bad news for you.

If you damage your expensive, overpriced Hermés watch band, don’t expect Apple to replace it for you under AppleCare (per the fine print):

For Apple Watch, the band that is covered for accidental damage and defects in material or workmanship under your plan is the band that came in the same box as the covered Apple Watch. Apple Watch Hermès bands, other than the Hermès Sport Band supplied in the same box as the covered Apple Watch, are not covered. Any replacement band will be an Apple-branded band in a style, material, and color that is subject to Apple’s discretion.

What if someone steals your watch, or the more likely scenario, you lose it?

For any covered Apple Watch theft or loss incidents, including those involving Nike and Hermès watch bands, the replacement band will be an Apple-branded band, which may differ in band style, material, and/or color from the band lost with the covered Apple Watch, subject to Apple’s discretion. Theft or loss claims cannot be made for watch bands only; bands are covered only when the Apple Watch is lost or stolen.

Even though Apple will replace the band at their discretion, you could still end up on top and negotiate your replacement band. Talking to Apple customer service over the phone is the best way to negotiate, and they might be able to slide you a Titanium Milanese or Link Bracelet since the cheapest Hermés band you could lose is $349.

I was able to return my Vision Pro after the 14 day period, and even got them to refund me for my Jet Black Apple Watch since the replacement they sent was worse.

Just do yourself a (huge) favor - don’t lose your $999 Grand H band.